Sage Accounting vs Tiime: Complete Comparison (2026)
An in-depth comparison of Sage Accounting and Tiime to help you choose the right tool for your business.
Last updated: November 2026
Sage Accounting
6/10
Cloud accounting software from Sage for UK sole traders and small businesses, covering invoicing, bank feeds, VAT returns, payroll and reporting.
Tiime
6.4/10
French invoicing, pre-accounting and business banking app for freelancers and small companies, with a shared workspace for their chartered accountant.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 8/10 | 7/10 |
| Cost | 6/10 | 8/10 |
| Customization | 5/10 | 5/10 |
| Ease of Use | 7/10 | 8/10 |
| Integration | 6/10 | 5/10 |
| Scalability | 4/10 | 4/10 |
| Security | 6/10 | 6/10 |
| Support | 4/10 | 7/10 |
| Pricing | ||
| Free plan | No | Yes |
| Cheapest paid plan | £20/mo Start | €10/mo Initial (0-1 employee) |
| Estimated cost for 10 users | £59/mo Plus | Free Free |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Budgeting and Forecasting | ||
| Invoicing | ||
| Tax Compliance | ||
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| General Ledger | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
Sage Accounting vs Tiime cost by team size
| Team size | Sage Accounting | Tiime |
|---|---|---|
| 1 user | £20/moStart | FreeFree |
| 5 users | £59/moPlus | FreeFree |
| 10 users | £59/moPlus | FreeFree |
| 25 users | £59/moPlus | FreeFree |
| 50 users | £59/moPlus | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Sage Accounting
- Higher Compliance score (8/10 vs 7/10)
- Higher Integration score (6/10 vs 5/10)
Why choose Tiime
- Has a free plan (Sage Accounting does not)
- Higher Support score (7/10 vs 4/10)
- Higher Cost score (8/10 vs 6/10)
- Better fit for freelancers (9/10 vs 7/10)
Pros & Cons
Sage Accounting
Pros
- Payroll is bundled into every plan, so very small employers do not need a separate payroll subscription.
- Built-in Making Tax Digital VAT filing, plus CIS submissions on Standard and Plus, cover UK compliance needs.
- Monthly billing with no commitment, and introductory discounts that often run for six months.
- Reviewers praise the customisable invoices and the bank and HR integrations.
- Plus allows unlimited users, which reviewers single out.
Cons
- Reviewers report yearly price rises and say support can be slow or unhelpful.
- Users report bank-feed connection problems and occasional lag with large data sets.
- Budgeting, multi-currency and stock management are only on the top Plus tier.
- There are no employee expense claims or time tracking, and receipt capture is capped with per-receipt charges above the cap.
- Role permissions are limited, so duties cannot be cleanly separated between staff.
Tiime
Pros
- Invoicing is free on every tier, with no limit on the number of quotes and invoices, plus e-invoicing through Tiime's registered platform.
- The business's accountant can see its data for free, and around 2,000 accounting firms are reported as partners.
- Bank sync categorises transactions automatically, and receipts can be captured by phone, which cuts pre-accounting work.
- Paid plans come with a 60-day trial, and the entry plan costs 9.99 euros a month.
- Users rate it highly, with about 4.8 out of 5 on Google and Trustpilot.
Cons
- Tiime only does pre-accounting. The full ledger and the tax return package are left to an accountant using Tiime's separate production tool.
- The business account cannot send transfers outside the euro zone and offers no overdraft.
- Reviewers say modules cannot be bought on their own, and the free plan is fairly limited for running a business.
- Users have reported occasional bugs, including after one update on Mac.
- It is aimed at the French market and at companies with up to 20 employees. Larger firms must request a quote.
Not sold on either?
Frequently Asked Questions
Tiime scores higher on our Finance Software criteria: 6.4/10 against 6/10 for Sage Accounting. The largest gap is in Support: 4/10 for Sage Accounting and 7/10 for Tiime.
Tiime has a free plan; Sage Accounting does not list one.
Tiime is the better fit for freelancers: we rate it 9/10 for them, against 7/10 for Sage Accounting.
