Pennylane vs SnelStart: Complete Comparison (2026)
An in-depth comparison of Pennylane and SnelStart to help you choose the right tool for your business.
Last updated: November 2026
Pennylane
6.4/10
French accounting, invoicing, cash management and business account platform for freelancers, small businesses, SMEs and the accounting firms that serve them.
SnelStart
6.5/10
Dutch online bookkeeping software for small and medium businesses and their accountants, covering invoicing, VAT returns, bank links, inventory and business banking.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.5/10 |
| Scalability | 6/10 | 6/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 8/10 | 7/10 |
| Integration | 7/10 | 8/10 |
| Security | 6/10 | 5/10 |
| Support | 5/10 | 7/10 |
| Cost | 5/10 | 7/10 |
| Customization | 5/10 | 5/10 |
| Ease of Use | 8/10 | 7/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €7/mo Starter (freelancer) | €10/mo inOrde |
| Estimated cost for 10 users | Contact for pricing | €10/mo inOrde |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Online Payments | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Payroll | Not listed | |
Pennylane vs SnelStart cost by team size
Pennylane costs less at 1 user.
| Team size | Pennylane | SnelStart |
|---|---|---|
| 1 user | €7/moStarter (freelancer) | €10/moinOrde |
| 5 users | Contact for pricing | €10/moinOrde |
| 10 users | Contact for pricing | €10/moinOrde |
| 25 users | Contact for pricing | €10/moinOrde |
| 50 users | Contact for pricing | €10/moinOrde |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Pennylane
- Higher Analytics score (6/10 vs 5/10)
- Higher Compliance score (8/10 vs 7/10)
- Better fit for freelancers (8/10 vs 6/10)
Why choose SnelStart
- Higher Support score (7/10 vs 5/10)
- Higher Cost score (7/10 vs 5/10)
Pros & Cons
Pennylane
Pros
- Accountants and clients work in the same shared space, which reviewers call its main strength.
- Bank transactions are categorised and reconciled automatically, based on past categorisations.
- A business account with an IBAN and employee cards is included even on the entry plan.
- It is approved for French e-invoicing, and Premium adds electronic filing of VAT and tax returns.
- A 15-day free trial and cancel-anytime billing mean there is no long-term commitment.
Cons
- Reviewers consider it fairly expensive, and there is no free plan.
- Full accounting reports and tax filing are limited to Premium.
- No payroll or CRM of its own; it relies on Payfit, Silae and CRM integrations.
- Users report slow support on complex issues, occasional bugs, and a multi-currency feature that still needs work.
- Pricing for companies with employees is quote-based on the vendor site.
SnelStart
Pros
- Plans run from receipt submission up to full inventory and trade, so a growing business can stay on the same system without migrating.
- Large Dutch integration directory, covering Shopify, WooCommerce, Bol.com, Mollie, Stripe, Adyen, payroll tools such as Nmbrs, and Power BI.
- Widely used by Dutch accountants, and there are dedicated accountant packages that include tax, payroll and annual accounts.
- Business banking is included from the inKaart plan, with five payment accounts and a card.
- Reviewers praise the support channels, which include phone, live chat, remote assistance and email. Trustpilot shows 4.1 out of 5 from more than 2,200 reviews.
Cons
- Reviewers report no support for multiple currencies.
- Filing your own VAT return requires at least the 22 euro inKaart plan.
- Extra users (2.50 to 13.50 euro each) and extra administrations add to the monthly cost.
- Automatic bank feeds cover only five Dutch banks. Other banks need manual statement imports.
- The desktop version looks dated and does not have the same features as the web version. Time and mileage tracking need third-party add-ons.
Not sold on either?
Frequently Asked Questions
SnelStart scores higher on our Finance Software criteria: 6.5/10 against 6.4/10 for Pennylane. The largest gap is in Cost: 5/10 for Pennylane and 7/10 for SnelStart.
No, neither Pennylane nor SnelStart lists a free plan.
Pennylane is the better fit for freelancers: we rate it 8/10 for them, against 6/10 for SnelStart.
