Navan vs Wallester (2026): Pricing, Features & Verdict
Navan is our pick, scoring 7.4/10 against 7.2/10 for Wallester on our Finance Software criteria. Its biggest advantage: higher Analytics score (6/10 vs 5/10). Both Navan and Wallester have a free plan.
Last updated: November 2026
Navan
7.4/10
Navan is a corporate travel and expense platform that combines trip booking, expense reporting, corporate cards and policy controls for companies of all sizes.
Wallester
7.2/10
Wallester Business is an Estonian corporate card and business account platform that issues Visa virtual and physical cards with spending controls for companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 7.4/10 | 7.2/10 |
| Scalability | 8/10 | 8/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 7/10 | 8/10 |
| Integration | 7/10 | 6/10 |
| Security | 8/10 | 8/10 |
| Support | 7/10 | 6/10 |
| Cost | 8/10 | 8/10 |
| Customization | 6/10 | 8/10 |
| Ease of Use | 8/10 | 7/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | Contact for pricing | €199/mo Premium |
| Estimated cost for 10 users | Free Navan Business | Free Free |
| Features | ||
| Corporate Cards | ||
| Expense Management | ||
| Audit Trail | Not listed | |
| General Ledger | ||
| Inventory Accounting | Not listed | |
| Invoicing | ||
| Multi-currency | Not listed | |
| Payroll | Not listed | |
Navan vs Wallester cost by team size
| Team size | Navan | Wallester |
|---|---|---|
| 1 user | FreeNavan Business | FreeFree |
| 5 users | FreeNavan Business | FreeFree |
| 10 users | FreeNavan Business | FreeFree |
| 25 users | FreeNavan Business | FreeFree |
| 50 users | FreeNavan Business | FreeFree |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who Navan and Wallester suit
| Audience | Navan | Wallester |
|---|---|---|
| Enterprise | 7/10The Enterprise plan adds global coverage, negotiated rates and dedicated account managers, but pricing is opaque. | 7/10Enterprise Suite contracts, white-label cards and an API serve large card programs. |
| Finance Teams | 7/10Automated policy checks and card reconciliation reduce review work, though gaps in VAT handling are reported. | 7/10Spend limits, approvals, receipt capture and exports to Xero or QuickBooks support spend control. |
| Consultancies | 7/10Travel-heavy firms benefit from booking and expenses being handled in one place. | Not rated |
| E-commerce | Not rated | 8/10Running hundreds of virtual cards at no cost suits ad spend and supplier payments split across many merchants. |
| Marketing Teams | Not rated | 8/10Dedicated virtual cards with limits for each campaign or subscription fit media buying. |
| Mid-Market | 8/10Combined travel, expense and card tools with ERP and HRIS integrations suit growing companies that travel. | Not rated |
| Small Business | 8/10The free Business plan covers companies up to 300 employees and includes five free expensing users. | Not rated |
| Startups | Not rated | 7/10The free plan with unlimited seats is easy to start on, though Premium is a steep jump at 199 euros. |
Which One Should You Choose?
Why choose Navan
- Higher Analytics score (6/10 vs 5/10)
- Higher Integration score (7/10 vs 6/10)
Why choose Wallester
- Higher Customization score (8/10 vs 6/10)
- Higher Compliance score (8/10 vs 7/10)
Pros & Cons
Navan
Pros
- Business plan travel booking is free for companies up to 300 employees, with no trip limits.
- Travel bookings flow straight into expense reports, which reduces manual entry.
- Navan Connect lets companies keep their existing Visa, Mastercard or Amex cards.
- Holds SOC 1 Type 2, SOC 2 Type 2 and ISO 27001 credentials, and is a PCI DSS Level 1 service provider.
- 24/7 live agents can rebook trips during disruptions.
Cons
- Expense costs 15 USD per user per month after five users, so costs rise with headcount.
- Controls weaken when travel is booked outside the platform.
- Reviewers report gaps in VAT-ready invoicing and in multi-entity controls for European teams.
- Enterprise pricing is quote-only.
- Users report problems with the corporate card abroad and with duplicate expense charges.
Wallester
Pros
- The Free plan includes 300 virtual cards and unlimited employee seats, which is unusually generous for high-volume card issuing.
- Card controls include daily and monthly limits, merchant category blocks, a cash withdrawal toggle and payment approvals.
- Cards and the app can be white-labeled with your own branding, and a REST API supports custom card programs.
- The company is a licensed Estonian payment institution and a Visa Principal Member, and it reports PCI DSS Level 1 certification.
- G2 shows an average of about 4.7 out of 5 from more than 120 reviews.
Cons
- It is not an accounting system: there is no ledger, invoicing or financial statements.
- Moving from Free to Premium costs 199 euros a month, a steep jump that reviewers flag for startups.
- FX is charged at the Visa rate plus 2 percent, and topping up in a non-EUR currency by bank transfer costs 15 euros.
- There are no loans, overdrafts, credit lines or savings products.
- Some reviewers want more detailed and flexible reporting.
Not sold on either?
Frequently Asked Questions
Navan scores higher on our Finance Software criteria: 7.4/10 against 7.2/10 for Wallester. The largest gap is in Customization: 6/10 for Navan and 8/10 for Wallester.
Yes, both Navan and Wallester have a free plan.
