MYOB vs Pleo Comparison
Compare MYOB vs Pleo features, pricing, and more.
Last updated: November 2026
MYOB
6/10
MYOB offers accounting, payroll, and tax compliance software for small and medium businesses in Australia and New Zealand, from sole traders to multi-entity firms.
Pleo
6.8/10
Pleo is a European spend management platform that gives small and mid-sized businesses company cards, receipt capture, reimbursements and supplier invoice payments.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6/10 | 6.8/10 |
| Scalability | 6/10 | 6/10 |
| Analytics | 5/10 | 6/10 |
| Compliance | 8/10 | 7/10 |
| Integration | 5/10 | 7/10 |
| Security | 7/10 | 7/10 |
| Support | 4/10 | 5/10 |
| Cost | 6/10 | 6/10 |
| Customization | 5/10 | 6/10 |
| Ease of Use | 6/10 | 9/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | A$8/mo Solo by MYOB | £8/user/mo Start |
| Estimated cost for 10 users | A$26/mo Lite | £80/mo Start |
| Features | ||
| General Ledger | ||
| Payroll | ||
| Multi-currency | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Invoicing | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Tax Compliance | Not listed | |
MYOB vs Pleo cost by team size
| Team size | MYOB | Pleo |
|---|---|---|
| 1 user | A$8/moSolo by MYOB | £8/moStart |
| 5 users | A$26/moLite | £40/moStart |
| 10 users | A$26/moLite | £80/moStart |
| 25 users | A$26/moLite | £200/moStart |
| 50 users | A$26/moLite | £400/moStart |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose MYOB
- Higher Compliance score (8/10 vs 7/10)
- Includes General Ledger, which Pleo lacks
- Includes Payroll, which Pleo lacks
Why choose Pleo
- Higher Ease of Use score (9/10 vs 6/10)
- Higher Integration score (7/10 vs 5/10)
- Better fit for mid-market (7/10 vs 5/10)
Pros & Cons
MYOB
Pros
- BAS lodgement and GST tracking are built for Australian Taxation Office rules, so local businesses need no extra compliance tool.
- Payroll and inventory are native features at lower price points than many rivals that rely on add-on apps.
- There is no lock-in contract, and new customers get large introductory discounts.
- The security page lists ISO 27001 and PCI DSS, and logins support passkeys and two-factor authentication.
- The plans scale from a mobile-only sole trader app up to multi-currency, multi-business desktop and cloud editions.
Cons
- Users on Trustpilot and Capterra report bugs, dropouts and problems after updates or forced migrations.
- Support gets mixed reviews, with complaints about long waits and unresolved issues, and one comparison says there is no phone support.
- Its third-party integration ecosystem is smaller than Xero's, and developers have complained about the cost of API access.
- Multiple currencies and multiple businesses require the top Premier plan, whose price isn't published.
- Its ratings on comparison sites trail Xero's, for example 3.6 versus 4.4 on G2 as cited by Envoice.
Pleo
Pros
- G2 reviewers praise the card and receipt-capture app as easy for employees to use, and Pleo holds a 4.7 rating across roughly 1,400 G2 reviews.
- Per-user list prices are published, starting at £8 per user per month.
- Native accounting integrations cover Xero, QuickBooks, NetSuite, FreeAgent, Xledger and Twinfield.
- SAML SSO is included even on the entry Start plan.
- The UK entity is authorised by the FCA, and cards are issued under a Mastercard licence.
Cons
- Build and Optimise are billed yearly and require at least three users.
- Transaction charges such as FX fees of up to 2 percent and per-payment fees add to the subscription cost.
- Live chat support is only included on Optimise, and Trustpilot reviewers complain about slow support.
- Some reviewers report weak coverage and support in the US.
- It is not an accounting system and has no general ledger, customer invoicing or payroll.
Not sold on either?
Frequently Asked Questions
Pleo scores higher on our Finance Software criteria: 6.8/10 against 6/10 for MYOB. The largest gap is in Ease of Use: 6/10 for MYOB and 9/10 for Pleo.
No, neither MYOB nor Pleo lists a free plan.
Pleo is the better fit for mid-market: we rate it 7/10 for them, against 5/10 for MYOB.
MYOB has General Ledger and Payroll, which Pleo lacks.
