KashFlow vs Reckon One Comparison
Compare KashFlow vs Reckon One features, pricing, and more.
Last updated: November 2026
KashFlow
5.3/10
KashFlow is a UK cloud accounting package from IRIS for sole traders and small businesses. It covers invoicing, bank feeds, VAT filing, and basic payroll.
Reckon One
5.9/10
Reckon One is cloud accounting and payroll software for Australian small businesses, covering invoicing, GST/BAS, bank feeds, inventory and Single Touch Payroll.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.3/10 | 5.9/10 |
| Scalability | 3/10 | 4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 7/10 |
| Integration | 5/10 | 4/10 |
| Security | 5/10 | 5/10 |
| Support | 3/10 | 7/10 |
| Cost | 8/10 | 8/10 |
| Customization | 3/10 | 5/10 |
| Ease of Use | 6/10 | 7/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | £14/mo Starter | A$24/mo Accounting Plus |
| Estimated cost for 10 users | £28/mo Business | A$24/mo Accounting Plus |
| Features | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Inventory Accounting | ||
| Invoicing | ||
| Online Payments | ||
| Payroll | ||
| Tax Compliance | ||
| Accountant Access | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Multi-currency | Not listed | |
KashFlow vs Reckon One cost by team size
| Team size | KashFlow | Reckon One |
|---|---|---|
| 1 user | £14/moStarter | A$24/moAccounting Plus |
| 5 users | £28/moBusiness | A$24/moAccounting Plus |
| 10 users | £28/moBusiness | A$24/moAccounting Plus |
| 25 users | £28/moBusiness | A$24/moAccounting Plus |
| 50 users | £28/moBusiness | A$24/moAccounting Plus |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose KashFlow
- Higher Integration score (5/10 vs 4/10)
Why choose Reckon One
- Higher Support score (7/10 vs 3/10)
- Higher Customization score (5/10 vs 3/10)
Pros & Cons
KashFlow
Pros
- Low entry price, with steep introductory discounts for new customers
- Payroll for up to five employees is included rather than sold separately
- VAT management and online submission are built into both plans
- Stock control and multi-currency are included even on the cheapest plan
- Accountants can use KashFlow Connect at no charge
Cons
- The Starter plan caps invoices at 10 and bank reconciliation at 25 transactions, and allows only one user
- Reviewers call it too basic for medium-sized businesses and difficult to customise
- Very low Trustpilot rating (1.4) and app store ratings, with complaints about customer service
- The API is SOAP-based, and some reviewers say it integrates less well than rivals
Reckon One
Pros
- Every plan has a flat monthly price with unlimited users, so adding staff does not raise the bill.
- Reviewers often call it cheaper than Xero while covering the core invoicing and bookkeeping tasks.
- Payroll complies with Single Touch Payroll and Payday Super, and businesses can buy it on its own by headcount.
- Australian phone and chat support is open seven days a week.
- There is no minimum term, and a 30-day trial comes with a free onboarding session.
Cons
- Its app marketplace is much smaller than Xero's or MYOB's, and reviewers mention a lack of direct integrations.
- Reviewers find the help content confusing and say the newer payroll screens are not user friendly.
- There is no offline mode, which users have raised in Reckon's own community forum.
- Inventory is capped at 10 items unless you buy the Ultimate plan.
- It is built for Australian tax rules, so it is a poor fit for businesses elsewhere.
Not sold on either?
Frequently Asked Questions
Reckon One scores higher on our Finance Software criteria: 5.9/10 against 5.3/10 for KashFlow. The largest gap is in Support: 3/10 for KashFlow and 7/10 for Reckon One.
No, neither KashFlow nor Reckon One lists a free plan.
