jortt vs STEL Order (2026): Pricing, Features & Verdict

Why choose jortt

• Higher Security score (7/10 vs 4/10)
• Higher Compliance score (8/10 vs 7/10)
• Better fit for freelancers (9/10 vs 7/10)

Why choose STEL Order

• Higher Scalability score (5/10 vs 4/10)
• Higher Cost score (7/10 vs 6/10)

jortt

Pros

• Bank transactions are booked automatically by the rules-based Boekhoudbot. Jortt claims up to 90% automation on ZZP and 99% on Plus, and Trustpilot reviewers say it saves them a lot of time.
• Jortt connects to banks under its own PSD2 license from De Nederlandsche Bank, so bank data does not pass through a third-party aggregator.
• Dutch compliance is built in: VAT returns are filed directly with the Belastingdienst, Peppol e-invoicing is included on every plan, and the ZZP plan produces a Norm 4410 annual report.
• There is a free invoicing tier, a 30-day free trial with no automatic upgrade, and a 90-day satisfaction guarantee on paid plans.
• Trustpilot users rate it highly: 4.7 from 242 reviews, with praise for both the 24/7 AI chat and human support staff.
• An OAuth REST API and an MCP server let MKB and Plus users connect ChatGPT, Claude or their own tools.

Cons

• The ZZP plan is for sole traders only, with one bank connection and two users. Any other legal form needs MKB or higher.
• The API, Zapier and most third-party integrations need MKB or higher.
• It is built only for Dutch tax rules, and the site and help centre are in Dutch. Reviewers say the English experience could be better.
• An independent 2026 comparison called the ZZP plan the most expensive of the Dutch freelancer tools it reviewed, at about four times e-Boekhouden's promotional price.
• Payroll costs extra at €9.50 per payslip, and Jortt says it is not suited to businesses that need fully automated stock management.
• Two-factor authentication is recommended but not enforced, and the ISO and SOC certifications belong to the data centre provider, not Jortt itself.

STEL Order

Pros

• The Business plan bundles field service features (job dispatch, maintenance contracts, customer equipment, signatures, GPS) with invoicing in one app, so trades firms do not need a separate FSM tool.
• Native iOS and Android apps work offline and sync later, which helps technicians invoice on site.
• Bank feeds from more than 250 banks auto-match transactions to invoices, and you confirm each match with one click.
• For Spain it offers Verifactu support with a choice of Verifactu or non-Verifactu mode, and it presents itself as TicketBAI guarantor software.
• The free plan and free accountant access lower the cost of trying it, and paid plans carry a 30-day money-back guarantee.
• Invoices can be issued in a client's currency, with exchange rates calculated automatically.

Cons

• The full general ledger, tax returns and annual accounts sit in STEL Accounting, which is still in early-access beta.
• Ready-made integrations are few. Third-party reviewers note limited connectors, and WooCommerce sync is still in beta.
• API access is only on the top Pro plan.
• Annual and two-year plans renew automatically for the same term with no pro-rata refund, according to a 2026 third-party review.
• Each plan includes one user and extra seats are charged per user, so costs climb for larger teams.
• The vendor publishes no security certifications or hosting details, and its pricing pages show inconsistent figures across regions.