Holded vs MaCompta.fr Comparison
Compare Holded vs MaCompta.fr features, pricing, and more.
Last updated: November 2026
Holded
6.1/10
Cloud business management suite from Barcelona that combines invoicing, accounting, Spanish tax filing, CRM, projects and HR for small and mid-sized Spanish businesses.
MaCompta.fr
6.4/10
French online accounting suite covering bookkeeping, invoicing, fixed assets, tax filings and payroll for small businesses, associations and sole traders.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 6.4/10 |
| Scalability | 5/10 | 4/10 |
| Analytics | 6/10 | 5/10 |
| Compliance | 8/10 | 8/10 |
| Integration | 6/10 | 4/10 |
| Security | 5/10 | 7/10 |
| Support | 5/10 | 6/10 |
| Cost | 6/10 | 9/10 |
| Customization | 6/10 | 4/10 |
| Ease of Use | 7/10 | 7/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | €15/mo Plus | €3/mo Immobilisations |
| Estimated cost for 10 users | €199/mo Premium | €25/mo Paie |
| Features | ||
| Inventory Accounting | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Payroll | ||
| Tax Compliance | ||
Holded vs MaCompta.fr cost by team size
Holded costs less at 1 user; MaCompta.fr costs less from 5 users.
| Team size | Holded | MaCompta.fr |
|---|---|---|
| 1 user | €15/moPlus | €25/moPaie |
| 5 users | €99/moAvanzado | €25/moPaie |
| 10 users | €199/moPremium | €25/moPaie |
| 25 users | €15/moPlus | €3/moImmobilisations |
| 50 users | €15/moPlus | €3/moImmobilisations |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Holded
- Higher Integration score (6/10 vs 4/10)
- Higher Customization score (6/10 vs 4/10)
- Includes Inventory Accounting, which MaCompta.fr lacks
Why choose MaCompta.fr
- Lower estimated cost for 10 users: €25/mo vs €199/mo
- Higher Cost score (9/10 vs 6/10)
- Higher Security score (7/10 vs 5/10)
- Better fit for freelancers (8/10 vs 6/10)
Pros & Cons
Holded
Pros
- Generates Spanish VAT and income tax forms automatically from invoice and expense data, with VeriFactu included on every plan.
- Puts invoicing, accounting, CRM, projects and HR in one product, so a small Spanish company can replace several tools.
- Partner accounting firms get their own profile without using up a user seat.
- Native Shopify, WooCommerce and Amazon sync sends sales straight into the books.
- A 14-day free trial with no card required, plus 50 percent off for the first three months.
Cons
- Full double-entry accounting only begins at the 59 euro Estándar plan.
- Inventory, payroll, POS and SII are paid Gems that push the real cost above the listed price.
- Paying annually gives no discount, and each plan caps the number of invoices per calendar year.
- Automated tax filing only works for businesses based in Spain.
- Reviewers say support is slow at tax deadlines and the mobile app does less than the web version.
MaCompta.fr
Pros
- Low entry prices: simplified accounting is 8 euros a month and fixed assets 3 euros a month, excluding VAT
- Built-in French tax filing by EDI for VAT, corporate tax and the liasse fiscale
- Three users included at no extra cost, which makes it easy to invite an accountant
- Validated invoices post straight to the books
- Hosted in France and reported as ISO 27001 certified
Cons
- No stock or inventory management
- Reviewers find the interface dated and the dashboard hard to customize
- Phone support costs extra, and the base support channels are email and chatbot
- Some users report duplicate entries in bank reconciliation
- Built for French rules only and payroll plans are capped at 20 employees
Not sold on either?
Frequently Asked Questions
MaCompta.fr scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Holded. The largest gap is in Cost: 6/10 for Holded and 9/10 for MaCompta.fr.
MaCompta.fr costs less for 10 users: about €25/mo on its Paie plan, against about €199/mo on its Premium plan for Holded, billed monthly.
No, neither Holded nor MaCompta.fr lists a free plan.
MaCompta.fr is the better fit for freelancers: we rate it 8/10 for them, against 6/10 for Holded.
Holded has Inventory Accounting, which MaCompta.fr lacks.
