e-Boekhouden.nl vs Starling: Complete Comparison (2026)

Why choose e-Boekhouden.nl

• Higher Customization score (5/10 vs 3/10)
• Higher Scalability score (4/10 vs 3/10)

Why choose Starling

• Has a free plan (e-Boekhouden.nl does not)
• Higher Security score (8/10 vs 5/10)
• Higher Ease of Use score (8/10 vs 6/10)

e-Boekhouden.nl

Pros

• Very low price: the ZZP plan is 9.95 euro a month, and starters get 15 months free from KVK registration
• Built for Dutch bookkeeping, with VAT and OSS handling and PSD2 bank feeds
• A separate accountant version makes it easy to work with a bookkeeper
• Wide set of modules, including inventory, time tracking, membership administration and document recognition

Cons

• The interface is described as dated in independent comparisons
• The ZZP plan is capped at 240 bookings a year, and Standaard leaves out invoicing unless you pay for the higher plan
• Limited multi-currency support, and Peppol e-invoicing reportedly needs an add-on
• Few independent reviews: G2 and Software Advice list none or almost none

Starling

Pros

• The business account has no monthly fee, and UK transfers, invoicing, and up to five expense cards are free.
• The free Essentials tier includes MTD for Income Tax submissions, which helps sole traders and landlords facing the April 2026 rules.
• VAT returns can be filed to HMRC from inside the banking app for £7 a month until April 2027.
• Bank feeds connect to Xero, QuickBooks, and FreeAgent.
• UK-based support is available 24/7 in the app, and Finder ranked it highly for customer satisfaction in 2026.

Cons

• It is not a full accounting system: there is no general ledger, payroll, or multi-entity support.
• Accountants only get view-only access.
• Only GBP and EUR accounts are available, and new USD account applications are paused.
• Eligibility is strict: directors and people with significant control must be UK residents.
• Overdrafts and loans are not available to new business customers, and there are no branches.