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DualEntry vs Ramp (2026): Pricing, Features & Verdict

Ramp is our pick, scoring 7.8/10 against 6.9/10 for DualEntry on our Finance Software criteria. Its biggest advantage: higher Cost score (8/10 vs 5/10). Only Ramp has a free plan.

Last updated: November 2026

DualEntry logo

DualEntry

6.9/10

DualEntry is an AI-native cloud ERP and accounting platform for mid-market finance teams. It covers the general ledger, multi-entity consolidation, AP, AR and the month-end close.

Ramp logo

Ramp

7.8/10

Winner

Ramp is a US spend management platform that combines corporate cards, expense management, bill pay, AR invoicing and AI accounting automation for finance teams.

Feature-by-Feature Comparison

Feature
DualEntry logo
DualEntry
Ramp logo
Ramp
Scores
Overall Rating6.9/107.8/10
Scalability7/108/10
Analytics7/107/10
Compliance7/107/10
Integration7/108/10
Security7/108/10
Support8/107/10
Cost5/108/10
Customization6/107/10
Ease of Use8/109/10
Pricing
Free planNoYes
Cheapest paid planContact for pricing$15/user/mo
Plus
Estimated cost for 10 usersContact for pricingFree
Free
Features
Accounts Payable
Invoicing
Multi-currency
Multi-entity Consolidation
Accountant AccessNot listed
Audit TrailNot listed
Bank ReconciliationNot listed
Budgeting and ForecastingNot listed
Corporate CardsNot listed
Expense ManagementNot listed
Financial ReportingNot listed
General LedgerNot listed
Inventory AccountingNot listed
Online PaymentsNot listed
Tax ComplianceNot listed

DualEntry vs Ramp cost by team size

Team sizeDualEntryRamp
1 userContact for pricingFreeFree
5 usersContact for pricingFreeFree
10 usersContact for pricingFreeFree
25 usersContact for pricingFreeFree
50 usersContact for pricingFreeFree

The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.

Who DualEntry and Ramp suit

Ramp fits startups better than DualEntry.

AudienceDualEntryRamp
Startups7/10Reported customers range from startups upward, and the top tier is aimed at companies preparing for an IPO.9/10The free plan, the card with no personal guarantee and a quick setup suit venture-backed startups, which Kruze reports mostly stay on the free tier.
Finance Teams9/10Its focus is close, consolidation, approvals and audit readiness for in-house finance teams.9/10Cards, bill pay, accruals and ERP sync are designed to cut close time for controllers and AP staff.
Mid-Market9/10It is positioned for mid-market companies that have outgrown QuickBooks but want to avoid a long ERP migration.9/10The Plus plan adds multi-entity support, NetSuite and Sage Intacct sync, custom roles and audit logs, which growing mid-market finance teams need.
Accountants and BookkeepersNot rated7/10Accounting firms get an Advisor Console to switch between client accounts and manage staff access, along with a partner program.
EnterpriseNot rated7/10The Enterprise tier adds Workday and Oracle Fusion integrations and local cards in 30+ countries, and enterprise spending on the platform has grown, though AP depth trails dedicated suites.
FreelancersNot rated2/10Ramp requires an incorporated business with a business bank account, so sole freelancers are generally not eligible.
Manufacturing3/10There are no inventory or warehouse modules.Not rated
SaaS Companies7/10Revenue recognition modules suit subscription businesses, although the advanced ones are only on the top tier.Not rated
Small BusinessNot rated7/10The free plan works well for small firms, but businesses need to be a US corporation or LLC with a meaningful cash balance.

Which One Should You Choose?

DualEntry logo
Why choose DualEntry

  • Higher Support score (8/10 vs 7/10)

Ramp logo
Why choose Ramp

  • Has a free plan (DualEntry does not)
  • Higher Cost score (8/10 vs 5/10)
  • Higher Scalability score (8/10 vs 7/10)
  • Better fit for startups (9/10 vs 7/10)

Pros & Cons

DualEntry logo
DualEntry

Pros

  • Implementation and training with an accountant are included on every tier, according to the pricing page
  • The base tier already includes unlimited users, transactions and currencies
  • Reviews rate it highly, with about 4.9 out of 5 on G2 from more than 120 reviews and high scores for support and ease of setup
  • AI-assisted migration from a legacy system is marketed as taking about a day, with a full implementation in 4 to 8 weeks
  • Built-in intercompany netting and consolidation suit companies running several entities

Cons

  • No public prices, so every plan needs a sales demo, and there is no free trial
  • Multi-currency consolidation needs the Plus tier, and advanced revenue recognition needs Ultra
  • No inventory or warehouse modules
  • Some reviewers report bank reconciliation defects and implementations that took longer than promised
  • A young company founded in 2024, with a limited enterprise track record

Ramp logo
Ramp

Pros

  • The Free plan includes unlimited cards, bill pay, AR invoicing and QuickBooks and Xero sync, so small teams can get a lot without paying for software.
  • The corporate card needs no personal guarantee or credit check, and Kruze's review reports 1.5% cash back on card spend.
  • Reviewers consistently praise how easy it is to issue cards and capture receipts. G2 averages about 4.8 out of 5 from roughly 2,400 reviews.
  • There are more than 200 integrations, including over 40 ERPs and major HR and payroll systems such as ADP, Gusto and Workday.
  • Month-end accruals post with automatic reversals, and the AI Accounting Agent auto-codes transactions to speed up the close.
  • Security includes SOC 2 Type II, PCI compliance, SSO with Okta, Google or Azure, and MFA for every user.

Cons

  • Ramp is built for US corporations and LLCs, and a cash balance of around $75,000 is typically expected, which rules out sole traders and many very small firms.
  • Card purchases in currencies other than USD carry a 3% foreign transaction fee, and local-currency cards in other countries require Enterprise.
  • Multi-entity support, NetSuite and Sage Intacct sync, custom roles and the audit log all require the paid Plus plan, which adds a platform fee on top of per-user pricing.
  • Some users describe AP and bill pay as basic and say ERP sync runs in daily batches rather than in real time.
  • Some users report thin onboarding and support that relies on bots, and Kruze's reviewer survey gives customer service its lowest score.

Not sold on either?

Frequently Asked Questions

Ramp scores higher on our Finance Software criteria: 7.8/10 against 6.9/10 for DualEntry. The largest gap is in Cost: 5/10 for DualEntry and 8/10 for Ramp.

Ramp has a free plan; DualEntry does not list one.

Ramp is the better fit for startups: we rate it 9/10 for them, against 7/10 for DualEntry.

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