Dinero vs FacturaDirecta (2026): Pricing, Features & Verdict
Dinero is our pick, scoring 6.4/10 against 6.3/10 for FacturaDirecta on our Finance Software criteria. Its biggest advantage: higher Support score (8/10 vs 4/10). Both Dinero and FacturaDirecta have a free plan.
Last updated: November 2026
Dinero
6.4/10
Danish online accounting program from Visma for sole traders, freelancers and small companies, covering bookkeeping, invoicing, VAT reporting and bank reconciliation.
FacturaDirecta
6.3/10
Spanish cloud invoicing and simple accounting software for freelancers and small businesses, with VeriFactu, Facturae, TicketBAI and AEAT tax forms built in.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.3/10 |
| Scalability | 3/10 | 4/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 7/10 | 8/10 |
| Integration | 7/10 | 6/10 |
| Security | 5/10 | 6/10 |
| Support | 8/10 | 4/10 |
| Cost | 8/10 | 8/10 |
| Customization | 4/10 | 5/10 |
| Ease of Use | 8/10 | 7/10 |
| Pricing | ||
| Free plan | Yes | Yes |
| Cheapest paid plan | DKK 297/mo Starter+ | €15/mo Bronce |
| Estimated cost for 10 users | Free Starter | Free Gratis |
| Features | ||
| Accountant Access | ||
| Bank Reconciliation | ||
| Expense Management | ||
| Financial Reporting | ||
| General Ledger | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| Tax Compliance | ||
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Budgeting and Forecasting | Not listed | |
Dinero vs FacturaDirecta cost by team size
| Team size | Dinero | FacturaDirecta |
|---|---|---|
| 1 user | FreeStarter | FreeGratis |
| 5 users | FreeStarter | FreeGratis |
| 10 users | FreeStarter | FreeGratis |
| 25 users | FreeStarter | FreeGratis |
| 50 users | FreeStarter | FreeGratis |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who Dinero and FacturaDirecta suit
| Audience | Dinero | FacturaDirecta |
|---|---|---|
| Small Business | 9/10Covers bookkeeping, VAT and invoicing for small Danish companies at low flat prices. | 8/10Paid tiers add unlimited clients, bank reconciliation, SEPA remittances, team roles and optional accounting and inventory for Spanish SMEs. |
| Accountants and Bookkeepers | 6/10Accountant access is included and Dinero offers accountant-handled filing services. | 6/10Gestores get free access through an Asesor role, and journal entries export to A3 and ContaPlus, but the vendor does not position it as a practice-management tool. |
| Enterprise | 2/10No multi-entity or advanced controls, and the product is aimed at micro-businesses. | 2/10It is limited to Spanish tax rules, has no consolidation or phone support, and is built by a very small team. |
| Freelancers | 9/10Built from the start for Danish freelancers and sole traders, with a free plan under 100,000 kr. revenue. | 9/10The free plan covers 100 VeriFactu-compliant invoices a year, and AEAT forms like 130 and 303 are generated automatically for Spanish autónomos. |
| E-commerce | Not rated | 6/10Its own Shopify app and a Zapier-based WooCommerce flow create invoices from orders, though the Shopify listing has very little review feedback. |
| Startups | 7/10Free entry plan and guided annual report services suit new Danish ApS companies. | Not rated |
Which One Should You Choose?
Why choose Dinero
- Higher Support score (8/10 vs 4/10)
- Higher Integration score (7/10 vs 6/10)
Why choose FacturaDirecta
- Higher Scalability score (4/10 vs 3/10)
- Higher Analytics score (5/10 vs 4/10)
Pros & Cons
Dinero
Pros
- The free Starter plan has no feature limits on postings, invoices or contacts until revenue reaches 100,000 kr.
- Support runs 8 to 22 every day, and Trustpilot reviewers often name individual agents who were helpful.
- VAT can be booked, reported and settled in one click, which suits first-time Danish business owners.
- About 170 integrations, including MobilePay, DataLøn, Lunar and many Danish webshop and POS systems.
- Second and later companies get 33 percent off Pro and Total.
Cons
- Most integrations and automatic bank matching require Pro or Total.
- The product is built for Danish companies and Danish tax rules, so it has little use elsewhere.
- Some Trustpilot reviewers report support waits of over 30 minutes and inconsistent answers.
- No multi-entity consolidation, inventory accounting or budgeting tools for growing firms.
- Total is billed annually only.
FacturaDirecta
Pros
- The free plan is permanent and includes VeriFactu, Facturae and AEAT tax form calculation for up to 100 invoices a year, with no card required.
- Every plan includes unlimited users and free accountant access through an Asesor role, so teams and gestores are not charged per seat.
- Spanish e-invoicing coverage is broad: VeriFactu, Facturae with FACe submission, and TicketBAI and Batuz for the Basque Country.
- Every plan, including the free one, gets a REST API, webhooks, an MCP server for AI assistants and a CLI, and one 2026 reviewer praised the API documentation.
- There is no lock-in. You can cancel at any time, and the 30-day paid trial needs no card and does not auto-charge.
Cons
- Support is limited to email, chat and an AI agent. There is no phone line, and Trustpilot reviewers from 2025 and 2026 describe chat as slow.
- Full double-entry accounting costs extra on Bronce and Plata and is included only from the 60-euros-a-month Oro tier.
- Payroll is only for recording and scanning payslips. The vendor does not describe gross-to-net salary calculation.
- Hard invoice caps apply on each plan, and a 2026 reviewer complained that the free-plan limit was introduced without clear warning.
- An independent comparison calls the interface dated and the financial reports and mobile app basic compared with Holded or Quipu.
Not sold on either?
Frequently Asked Questions
Dinero scores higher on our Finance Software criteria: 6.4/10 against 6.3/10 for FacturaDirecta. The largest gap is in Support: 8/10 for Dinero and 4/10 for FacturaDirecta.
Yes, both Dinero and FacturaDirecta have a free plan.
