Cegid vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Cegid and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Cegid
5.9/10
French cloud business software vendor offering finance, accounting, ERP, tax, treasury, payroll and expense tools for SMEs, mid-sized firms and accounting practices.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.9/10 | 6.4/10 |
| Analytics | 7/10 | 5/10 |
| Compliance | 8/10 | 6/10 |
| Cost | 4/10 | 6/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 4/10 | 8/10 |
| Integration | 6/10 | 7/10 |
| Scalability | 7/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 6/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | Contact for pricing | £10/mo Basic |
| Estimated cost for 10 users | Contact for pricing | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Expense Management | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Audit Trail | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Inventory Accounting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Cegid vs Revolut Business cost by team size
| Team size | Cegid | Revolut Business |
|---|---|---|
| 1 user | Contact for pricing | £10/moBasic |
| 5 users | Contact for pricing | £10/moBasic |
| 10 users | Contact for pricing | £10/moBasic |
| 25 users | Contact for pricing | £10/moBasic |
| 50 users | Contact for pricing | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Cegid
- Higher Analytics score (7/10 vs 5/10)
- Higher Compliance score (8/10 vs 6/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Ease of Use score (8/10 vs 4/10)
- Higher Cost score (6/10 vs 4/10)
- Better fit for small business (7/10 vs 5/10)
Pros & Cons
Cegid
Pros
- Broad finance coverage in XRP Sprint Finance, including general, analytical and budget accounting, treasury, cash pooling and tax
- Cegid is on the French tax authority's official list of approved e-invoicing platforms (PDP), which helps with the French e-invoicing mandate
- Built-in accounting audit module that detects anomalies and supports FEC audits
- Large established vendor with about 1.07 billion euros in 2025 revenue and 750,000 customers
- Cegid sells products for many company sizes, from accounting-firm tools (Loop) to mid-market cloud ERP (XRP Flex, built on Acumatica)
Cons
- No public pricing, so every purchase needs a sales quote
- Very few independent user reviews: G2 has too few reviews of XRP Flex to show insights
- Reviewers say onboarding is complex and advanced settings take time to learn
- Strongly focused on French regulation and the French market
- How much e-invoicing is automated depends on the product edition, and some steps may stay manual
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 5.9/10 for Cegid. The largest gap is in Ease of Use: 4/10 for Cegid and 8/10 for Revolut Business.
No, neither Cegid nor Revolut Business lists a free plan.
Revolut Business is the better fit for small business: we rate it 7/10 for them, against 5/10 for Cegid.
Cegid has General Ledger, which Revolut Business lacks.
