Billy vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Billy and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Billy
6.1/10
Danish online accounting software for sole traders and small businesses, covering bookkeeping, invoicing, bank reconciliation and VAT filing.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 6.4/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 7/10 | 6/10 |
| Cost | 8/10 | 6/10 |
| Customization | 4/10 | 6/10 |
| Ease of Use | 7/10 | 8/10 |
| Integration | 6/10 | 7/10 |
| Scalability | 3/10 | 7/10 |
| Security | 5/10 | 7/10 |
| Support | 8/10 | 4/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | DKK 160/mo Basic | £10/mo Basic |
| Estimated cost for 10 users | Free Free | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Invoicing | ||
| Multi-currency | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Expense Management | Not listed | |
| Financial Reporting | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Billy vs Revolut Business cost by team size
| Team size | Billy | Revolut Business |
|---|---|---|
| 1 user | FreeFree | £10/moBasic |
| 5 users | FreeFree | £10/moBasic |
| 10 users | FreeFree | £10/moBasic |
| 25 users | FreeFree | £10/moBasic |
| 50 users | FreeFree | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Billy
- Has a free plan (Revolut Business does not)
- Higher Support score (8/10 vs 4/10)
- Higher Cost score (8/10 vs 6/10)
- Better fit for freelancers (8/10 vs 4/10)
- Better fit for small business (9/10 vs 7/10)
Why choose Revolut Business
- Higher Scalability score (7/10 vs 3/10)
- Higher Customization score (6/10 vs 4/10)
Pros & Cons
Billy
Pros
- The free plan includes full bookkeeping and VAT filing, which suits very small businesses.
- Phone, email and chat support runs every day from 7:00 to 22:00, and Trustpilot reviewers often praise it.
- Bank reconciliation works through a bank connection or a CSV upload on every plan.
- Expense data from Pleo goes straight into Billy journals, with VAT codes kept.
Cons
- The free plan is capped at 3 invoices and 10 expense vouchers a month.
- Integrations, reminders, quotes, subscription invoicing and payroll need Plus or higher.
- It is built for Danish compliance, and some guidance is only in Danish.
- Some users report duplicate accounts after reconnecting their bank.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Billy. The largest gap is in Scalability: 3/10 for Billy and 7/10 for Revolut Business.
Billy has a free plan; Revolut Business does not list one.
Billy is the better fit for freelancers: we rate it 8/10 for them, against 4/10 for Revolut Business.
Billy has General Ledger, which Revolut Business lacks.
