Billtrust vs Kolleno (2026): Pricing, Features & Verdict
Kolleno is our pick, scoring 6.9/10 against 6.4/10 for Billtrust on our Finance Software criteria. Its biggest advantage: higher Security score (8/10 vs 6/10). Neither Billtrust nor Kolleno lists a free plan.
Last updated: November 2026
Billtrust
6.4/10
Billtrust is an accounts receivable automation platform covering invoicing, B2B payments, credit, collections and cash application for mid-market and enterprise suppliers.
Kolleno
6.9/10
Kolleno is an AI-driven accounts receivable and order-to-cash platform that automates collections, payments, cash application and reconciliation for B2B finance teams.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.4/10 | 6.9/10 |
| Scalability | 9/10 | 7/10 |
| Analytics | 7/10 | 6/10 |
| Compliance | 6/10 | 7/10 |
| Integration | 8/10 | 8/10 |
| Security | 6/10 | 8/10 |
| Support | 6/10 | 8/10 |
| Cost | 3/10 | 3/10 |
| Customization | 7/10 | 7/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | Contact for pricing | $545/mo Business Pay |
| Estimated cost for 10 users | Contact for pricing | $545/mo Business Pay |
| Features | ||
| Invoicing | ||
| Online Payments | ||
| Audit Trail | Not listed | |
| Bank Reconciliation | Not listed | |
| Budgeting and Forecasting | Not listed | |
| Financial Reporting | Not listed | |
| Multi-currency | Not listed | |
| Multi-entity Consolidation | Not listed | |
| Tax Compliance | Not listed | |
Billtrust vs Kolleno cost by team size
| Team size | Billtrust | Kolleno |
|---|---|---|
| 1 user | Contact for pricing | $545/moBusiness Pay |
| 5 users | Contact for pricing | $545/moBusiness Pay |
| 10 users | Contact for pricing | $545/moBusiness Pay |
| 25 users | Contact for pricing | $545/moBusiness Pay |
| 50 users | Contact for pricing | $545/moBusiness Pay |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who Billtrust and Kolleno suit
Billtrust fits enterprise better than Kolleno.
| Audience | Billtrust | Kolleno |
|---|---|---|
| Enterprise | 9/10About 44 percent of G2 reviewers are enterprises, and Billtrust's network spans trillion-dollar invoice volume. | 7/10Enterprise tiers add SAP, Oracle Fusion and NetSuite connectors, a dedicated CSM and 24/7 support. |
| Small Business | 3/10Modular licensing and implementations that run for months suit small firms poorly. | 4/10An entry plan exists, but its price is high for very small firms. |
| Finance Teams | 9/10The product is built for AR and credit teams that handle high invoice volumes. | 9/10It is built for credit control and AR teams, automating collections and cash application. |
| Mid-Market | 8/10Independent coverage says Billtrust serves thousands of mid-market and enterprise AR teams. | 8/10The tiers target companies with 1M to 1Bn GBP in turnover, with multi-entity and ERP connectors. |
| Legal | Not rated | 6/10The Clio integration is aimed at law firms' billing collections. |
| Manufacturing | 8/10Manufacturers and distributors are its core customer base, according to independent analysis. | Not rated |
Which One Should You Choose?
Why choose Billtrust
- Higher Scalability score (9/10 vs 7/10)
- Higher Analytics score (7/10 vs 6/10)
- Better fit for enterprise (9/10 vs 7/10)
Why choose Kolleno
- Higher Security score (8/10 vs 6/10)
- Higher Support score (8/10 vs 6/10)
Pros & Cons
Billtrust
Pros
- Invoices can be delivered to more than 260 buyer AP portals from one interface, which cuts manual portal uploads.
- Automated cash application matches remittances to receivables, and G2 reviewers specifically praise fast check and remittance matching.
- It covers invoice-to-cash end to end, with credit, collections and payments in one platform.
- More than 200 ERP and bank connectors, plus a new MCP server for Claude and Copilot.
- Its scale and long track record suit high-volume distributors and manufacturers.
Cons
- There is no public pricing, and modules are licensed separately, which makes total cost hard to estimate.
- Payment processing fees are charged on top of the subscription.
- Implementation can take several months because of ERP mapping, templates and workflow setup.
- It needs an internal system owner to keep customer, entity and payment-method changes up to date.
- It covers AR only, with no general ledger, AP or payroll, and it does not offer supplier-side net-terms financing.
Kolleno
Pros
- AI agents automate collection reminders by email, SMS and calls, and reviewers report less staff time spent chasing overdue invoices.
- Connectors cover Xero, QuickBooks, Sage Intacct, Clio, NetSuite, SAP and Oracle Fusion.
- Holds ISO 27001, SOC 1 Type II and SOC 2 Type II.
- Rated 4.9 on G2 from about 111 reviews.
- Combines a payment portal, cash application, disputes and credit risk tools in one AR tool.
Cons
- Entry pricing of several hundred dollars a month is steep for very small businesses.
- Auto-reconciliation and the major ERP connectors are only available on Enterprise tiers.
- Some reviewers want more customizable reporting.
- Reviewers mention missing integrations, and one had to translate the communication templates into French themselves.
- It is not a general ledger, so a separate accounting system is still required.
Not sold on either?
Frequently Asked Questions
Kolleno scores higher on our Finance Software criteria: 6.9/10 against 6.4/10 for Billtrust. The largest gap is in Scalability: 9/10 for Billtrust and 7/10 for Kolleno.
No, neither Billtrust nor Kolleno lists a free plan.
Billtrust is the better fit for enterprise: we rate it 9/10 for them, against 7/10 for Kolleno.
