ANNA vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of ANNA and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
ANNA
6.2/10
ANNA is a UK business current account app for sole traders and small limited companies, combining payments, invoicing, receipt capture and tax filing.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.2/10 | 6.4/10 |
| Scalability | 4/10 | 7/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 7/10 | 6/10 |
| Integration | 6/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 7/10 | 4/10 |
| Cost | 7/10 | 6/10 |
| Customization | 4/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | £13/mo Grow | £10/mo Basic |
| Estimated cost for 10 users | Free Free | £10/mo Basic |
| Features | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| General Ledger | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
ANNA vs Revolut Business cost by team size
ANNA costs less at every team size we checked.
| Team size | ANNA | Revolut Business |
|---|---|---|
| 1 user | FreeFree | £10/moBasic |
| 5 users | FreeFree | £10/moBasic |
| 10 users | FreeFree | £10/moBasic |
| 25 users | FreeFree | £10/moBasic |
| 50 users | FreeFree | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose ANNA
- Has a free plan (Revolut Business does not)
- Lower estimated cost for 10 users: Free vs £10/mo
- Higher Support score (7/10 vs 4/10)
- Higher Compliance score (7/10 vs 6/10)
- Better fit for freelancers (9/10 vs 4/10)
Why choose Revolut Business
- Higher Scalability score (7/10 vs 4/10)
- Higher Customization score (6/10 vs 4/10)
Pros & Cons
ANNA
Pros
- Combines a business account with invoicing, receipt capture and tax filing in one app
- Free plan, plus free MTD ITSA filing on every plan
- Integrates with Xero, Sage, Stripe and e-commerce platforms such as Shopify and Amazon
- Strong customer feedback, with Trustpilot around 4.5 from over 5,000 reviews and Statrys rating support 9/10
- Unlimited free expense cards on the Free and Big Business plans
Cons
- Only for UK-registered businesses
- Main account is e-money and not FSCS-protected
- Reviewers report sudden account freezes or closures with little explanation
- Only USD, EUR and CHF currency accounts
- No cheque deposits or phone support
- The Free plan charges 0.95% on incoming payments over £1,000 a month
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6.2/10 for ANNA. The largest gap is in Scalability: 4/10 for ANNA and 7/10 for Revolut Business.
ANNA costs less for 10 users: free on its Free plan, against about £10/mo on its Basic plan for Revolut Business, billed monthly.
ANNA has a free plan; Revolut Business does not list one.
ANNA is the better fit for freelancers: we rate it 9/10 for them, against 4/10 for Revolut Business.
