Airwallex vs Revolut Business (2026): Pricing, Features & Verdict
Airwallex is our pick, scoring 6.9/10 against 6.4/10 for Revolut Business on our Finance Software criteria. Its biggest advantage: higher Scalability score (8/10 vs 7/10). Only Airwallex has a free plan.
Last updated: November 2026
Airwallex
6.9/10
Airwallex is a global business finance platform that combines multi-currency accounts, FX, corporate cards, spend and bill pay, payment acceptance and billing for internationally active companies.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.9/10 | 6.4/10 |
| Scalability | 8/10 | 7/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 6/10 | 6/10 |
| Integration | 8/10 | 7/10 |
| Security | 8/10 | 7/10 |
| Support | 4/10 | 4/10 |
| Cost | 7/10 | 6/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 7/10 | 8/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | $12/user/mo Grow | £10/mo Basic |
| Estimated cost for 10 users | Free Explore | £10/mo Basic |
| Features | ||
| Accounts Payable | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Multi-currency | ||
| Online Payments | ||
| General Ledger | Not listed | |
| Tax Compliance | Not listed | |
Airwallex vs Revolut Business cost by team size
| Team size | Airwallex | Revolut Business |
|---|---|---|
| 1 user | FreeExplore | £10/moBasic |
| 5 users | FreeExplore | £10/moBasic |
| 10 users | FreeExplore | £10/moBasic |
| 25 users | $300/moGrow | £10/moBasic |
| 50 users | $600/moGrow | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who Airwallex and Revolut Business suit
| Audience | Airwallex | Revolut Business |
|---|---|---|
| E-commerce | 8/10It integrates with Shopify, WooCommerce, Amazon, Shopee and other marketplaces, and supports local payment methods and multi-currency settlement. | 7/10It accepts online payments and has Shopify plugins and multi-currency accounts. |
| Startups | 9/10The free Explore tier, multi-currency accounts, cards and the T:0 accounting add-on for US startups are aimed squarely at young companies. | 8/10Setup is quick, there is API access, and cards and FX suit young companies that work internationally. |
| Freelancers | 4/10It is built around business entities and team spend, and transaction costs can be high on small transfers. | 4/10There is no free business plan, it is unclear whether sole traders are eligible, and the separate Revolut Pro is aimed at them instead. |
| Remote Teams | 7/10Multi-currency cards and payouts to over 120 countries make it practical to pay and equip distributed staff. | 7/10Each team member can have virtual cards, and payments can go to more than 150 countries. |
| Developers | 7/10Platform APIs cover payments, issuing, payouts and embedded finance, with a sandbox and webhooks. | Not rated |
| Finance Teams | 7/10It offers approval workflows, purchase orders, 3-way matching and ERP sync, but finance teams still need a separate general ledger. | Not rated |
| Mid-Market | 7/10Grow and Accelerate add NetSuite and Business Central sync, SSO and multiple entities, and Grow allows up to 250 spend users. | Not rated |
| SaaS Companies | 8/10The Billing module handles subscriptions, usage-based billing, automatic tax and dunning, so it works for recurring-revenue businesses. | Not rated |
| Small Business | Not rated | 7/10Prices start at 10 pounds a month, but the Basic plan's allowances are small and it charges extra for international transfers. |
Which One Should You Choose?
Why choose Airwallex
- Has a free plan (Revolut Business does not)
- Higher Scalability score (8/10 vs 7/10)
- Higher Integration score (8/10 vs 7/10)
Why choose Revolut Business
- Higher Ease of Use score (8/10 vs 7/10)
Pros & Cons
Airwallex
Pros
- FX markups of 0.5% for major currencies and 1% for others are well below typical bank spreads, and domestic USD and CAD transfers are free.
- The free Explore tier already covers unlimited multi-currency cards, expense management, bill pay, invoicing and Xero or QuickBooks sync.
- The integration catalog is broad, covering NetSuite, Business Central, Sage, Odoo, Shopify, Amazon, WooCommerce, HubSpot, BambooHR and Workday.
- One platform handles collecting payments, billing subscriptions and paying suppliers, so cross-border businesses can avoid stitching several vendors together.
- The developer documentation covers payments, issuing, payouts and embedded finance APIs, with a sandbox and webhooks.
- Airwallex reports SOC 2 Type II and PCI DSS Level 1 compliance and says it holds around 80 licenses worldwide.
Cons
- Many reviewers on Trustpilot, G2 and Reddit say accounts and funds were frozen during compliance reviews, sometimes for weeks.
- Support gets the lowest marks. Capterra rates customer service 3.4 out of 5, and users describe slow, templated replies.
- There is no built-in general ledger or financial statements, and the accounting hub and budget tracking are still listed as coming soon.
- The Grow plan's platform fee is not published, so total cost is hard to estimate before talking to sales.
- It offers no cash deposits, no ATM access and no branches.
- Regulatory scrutiny in 2025 and 2026 included US congressional letters about data handling and an AUSTRAC-ordered anti-money laundering audit.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Airwallex scores higher on our Finance Software criteria: 6.9/10 against 6.4/10 for Revolut Business. The largest gap is in Cost: 7/10 for Airwallex and 6/10 for Revolut Business.
Airwallex has a free plan; Revolut Business does not list one.
