Kontist vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Kontist and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Kontist
6.1/10
Kontist is a German mobile business account for freelancers and small companies, with automatic tax set-asides, invoicing, receipt management and bundled sevdesk accounting.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 6.1/10 | 6.4/10 |
| Analytics | 5/10 | 5/10 |
| Compliance | 7/10 | 6/10 |
| Cost | 8/10 | 6/10 |
| Customization | 4/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 5/10 | 7/10 |
| Scalability | 3/10 | 7/10 |
| Security | 7/10 | 7/10 |
| Support | 4/10 | 4/10 |
| Pricing | ||
| Free plan | Yes | No |
| Cheapest paid plan | €11/mo Start | £10/mo Basic |
| Estimated cost for 10 users | Free Free | £10/mo Basic |
| Features | ||
| Corporate Cards | ||
| Expense Management | ||
| Invoicing | ||
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| General Ledger | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Tax Compliance | Not listed | |
Kontist vs Revolut Business cost by team size
| Team size | Kontist | Revolut Business |
|---|---|---|
| 1 user | FreeFree | £10/moBasic |
| 5 users | FreeFree | £10/moBasic |
| 10 users | FreeFree | £10/moBasic |
| 25 users | FreeFree | £10/moBasic |
| 50 users | FreeFree | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Kontist
- Has a free plan (Revolut Business does not)
- Higher Cost score (8/10 vs 6/10)
- Higher Compliance score (7/10 vs 6/10)
- Better fit for freelancers (9/10 vs 4/10)
Why choose Revolut Business
- Higher Scalability score (7/10 vs 3/10)
- Higher Customization score (6/10 vs 4/10)
- Better fit for startups (8/10 vs 6/10)
Pros & Cons
Kontist
Pros
- Automatic real-time tax and VAT set-asides, which Trustpilot reviewers repeatedly praise
- Free plan with no monthly fee, a German IBAN and a Visa debit card
- Every plan includes a free period of sevdesk accounting, up to a full year on Plus
- Deposits are held at BaFin-licensed Solaris SE and protected up to 100,000 euros
- The app is available in both English and German, which helps expat freelancers
Cons
- Only available to people who live in and pay tax in Germany
- Reviewers report slow, mostly email-based support that has to be chased repeatedly
- Free tier includes only 5 SEPA transactions a month, and extra transactions cost a fee
- No full double-entry ledger, so proper bookkeeping depends on sevdesk or another tool
- Past complaints include account closures and the handling of unauthorized payments
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 6.1/10 for Kontist. The largest gap is in Scalability: 3/10 for Kontist and 7/10 for Revolut Business.
Kontist has a free plan; Revolut Business does not list one.
Kontist is the better fit for freelancers: we rate it 9/10 for them, against 4/10 for Revolut Business.
