FacturaDirecta vs jortt (2026): Pricing, Features & Verdict

Why choose FacturaDirecta

• Lower estimated cost for 10 users: Free vs €40/mo
• Higher Cost score (8/10 vs 6/10)

Why choose jortt

• Higher Support score (7/10 vs 4/10)
• Higher Security score (7/10 vs 6/10)

FacturaDirecta

Pros

• The free plan is permanent and includes VeriFactu, Facturae and AEAT tax form calculation for up to 100 invoices a year, with no card required.
• Every plan includes unlimited users and free accountant access through an Asesor role, so teams and gestores are not charged per seat.
• Spanish e-invoicing coverage is broad: VeriFactu, Facturae with FACe submission, and TicketBAI and Batuz for the Basque Country.
• Every plan, including the free one, gets a REST API, webhooks, an MCP server for AI assistants and a CLI, and one 2026 reviewer praised the API documentation.
• There is no lock-in. You can cancel at any time, and the 30-day paid trial needs no card and does not auto-charge.

Cons

• Support is limited to email, chat and an AI agent. There is no phone line, and Trustpilot reviewers from 2025 and 2026 describe chat as slow.
• Full double-entry accounting costs extra on Bronce and Plata and is included only from the 60-euros-a-month Oro tier.
• Payroll is only for recording and scanning payslips. The vendor does not describe gross-to-net salary calculation.
• Hard invoice caps apply on each plan, and a 2026 reviewer complained that the free-plan limit was introduced without clear warning.
• An independent comparison calls the interface dated and the financial reports and mobile app basic compared with Holded or Quipu.

jortt

Pros

• Bank transactions are booked automatically by the rules-based Boekhoudbot. Jortt claims up to 90% automation on ZZP and 99% on Plus, and Trustpilot reviewers say it saves them a lot of time.
• Jortt connects to banks under its own PSD2 license from De Nederlandsche Bank, so bank data does not pass through a third-party aggregator.
• Dutch compliance is built in: VAT returns are filed directly with the Belastingdienst, Peppol e-invoicing is included on every plan, and the ZZP plan produces a Norm 4410 annual report.
• There is a free invoicing tier, a 30-day free trial with no automatic upgrade, and a 90-day satisfaction guarantee on paid plans.
• Trustpilot users rate it highly: 4.7 from 242 reviews, with praise for both the 24/7 AI chat and human support staff.
• An OAuth REST API and an MCP server let MKB and Plus users connect ChatGPT, Claude or their own tools.

Cons

• The ZZP plan is for sole traders only, with one bank connection and two users. Any other legal form needs MKB or higher.
• The API, Zapier and most third-party integrations need MKB or higher.
• It is built only for Dutch tax rules, and the site and help centre are in Dutch. Reviewers say the English experience could be better.
• An independent 2026 comparison called the ZZP plan the most expensive of the Dutch freelancer tools it reviewed, at about four times e-Boekhouden's promotional price.
• Payroll costs extra at €9.50 per payslip, and Jortt says it is not suited to businesses that need fully automated stock management.
• Two-factor authentication is recommended but not enforced, and the ISO and SOC certifications belong to the data centre provider, not Jortt itself.