ChatGPT Business vs Krater (2026): Pricing, Features & Verdict
ChatGPT Business is our pick, scoring 7.1/10 against 6.1/10 for Krater on our AI Software criteria. Its biggest advantage: higher Security score (7/10 vs 4/10). For 10 users, Krater costs about $20/mo, against $250/mo for ChatGPT Business; neither ChatGPT Business nor Krater lists a free plan.
Last updated: November 2026
ChatGPT Business
7.1/10
ChatGPT Business is OpenAI's self-serve shared ChatGPT workspace for teams of 2 to 200. It bundles ChatGPT Work, Codex, connectors and admin controls, with per-seat pricing.
Krater
6.1/10
Krater is a credit-based AI workspace that gives individuals and teams access to hundreds of chat, image, video and audio models, an agent and an API under one subscription.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 7.1/10 | 6.1/10 |
| Integration | 8/10 | 7/10 |
| Analytics | 5/10 | 5/10 |
| Customization | 7/10 | 6/10 |
| Ease of Use | 9/10 | 7/10 |
| Support | 5/10 | 3/10 |
| Cost | 6/10 | 7/10 |
| Scalability | 5/10 | 5/10 |
| Security | 7/10 | 4/10 |
| Output Quality | 9/10 | 7/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | $25/user/mo Business Standard | $20/mo Pro |
| Estimated cost for 10 users | $250/mo Business Standard | $20/mo Pro |
| Features | ||
| AI Agents | ||
| Code Generation | ||
| Enterprise Controls | ||
| Image Generation | ||
| Knowledge Base Search | ||
| Text Generation | ||
| Voice and Audio | ||
| Workflow Automation | ||
| API Access | Not listed | |
| Chatbots | Not listed | |
| Data Analysis | Not listed | |
| Transcription | Not listed | |
| Video Generation | Not listed | |
ChatGPT Business vs Krater cost by team size
Krater costs less at every team size we checked.
| Team size | ChatGPT Business | Krater |
|---|---|---|
| 1 user | $125/moBusiness Premium | $20/moPro |
| 5 users | $125/moBusiness Standard | $20/moPro |
| 10 users | $250/moBusiness Standard | $20/moPro |
| 25 users | $625/moBusiness Standard | $20/moPro |
| 50 users | $1,250/moBusiness Standard | $20/moPro |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Who ChatGPT Business and Krater suit
ChatGPT Business fits marketing teams and small business better than Krater.
| Audience | ChatGPT Business | Krater |
|---|---|---|
| Marketing Teams | 8/10Text and image generation, projects with shared instructions, and connectors cover everyday content drafting. | 6/10It offers varied creative generation and HubSpot and Canva connections, but team features start on the $119 Max plan. |
| Small Business | 9/10Self-serve checkout starts at two seats, there is one consolidated bill, and an annual Standard seat costs the same 20 USD as an individual Plus plan. | 7/10Reviewers describe using it for social media copy and dropshipping store content, but there is no free tier for testing first. |
| Enterprise | 4/10The 200-seat cap and the lack of SCIM, Compliance API and data residency push large organizations toward ChatGPT Enterprise. | 3/10SSO, SCIM and a DPA are offered, but there is no SOC 2 or ISO 27001 certification, no self-hosting, and the company and team are small. |
| Developers | 6/10Codex is included, but users report that the Codex allowance on Standard seats runs out quickly, and API usage is not part of the subscription. | 6/10The OpenAI-compatible API exposes many models through one key, but it needs Ultra or higher and the only documented limit is a per-key daily credit cap. |
| Consultancies | 8/10Shared projects, deep research across connected apps, and the no-training default suit research-heavy client work. | Not rated |
| Content Creators | Not rated | 8/10Image, video, text-to-speech, sound effects and upscaling tools all sit in one credit pool, and reviewers mention using them for ad visuals. |
| Freelancers | Not rated | 8/10The $20 Pro plan combines chat, image, video and audio models that would otherwise need several separate subscriptions. |
| Mid-Market | 6/10It works for teams of up to 200 paid seats, but SCIM, data residency and custom retention require Enterprise. | Not rated |
| Nonprofits | 7/10OpenAI advertises discounts of up to 75 percent on Business for eligible nonprofits. | Not rated |
| Startups | 8/10Mixing Standard and Premium seats lets a startup put higher usage only on its heavy users, and Codex is included. | Not rated |
Which One Should You Choose?
Why choose ChatGPT Business
- Higher Security score (7/10 vs 4/10)
- Higher Ease of Use score (9/10 vs 7/10)
- Better fit for marketing teams (8/10 vs 6/10)
- Better fit for small business (9/10 vs 7/10)
Why choose Krater
- Lower estimated cost for 10 users: $20/mo vs $250/mo
- Higher Cost score (7/10 vs 6/10)
Pros & Cons
ChatGPT Business
Pros
- Annual Standard seats cost 20 USD, the same as a personal Plus plan, but the company owns the workspace and gets SSO, roles and central billing.
- Standard and Premium seats can be mixed, so a team pays for 5x usage only for the people who need it.
- Company Knowledge and deep research answer from connected sources such as Google Drive, SharePoint and Slack while keeping each source's permissions.
- Codex and ChatGPT Work agents are included in every seat, so one subscription covers both coding and multi-step research or office tasks.
- By default, OpenAI does not train on workspace data. It offers a DPA and encrypts data at rest with AES-256 and in transit with TLS 1.2 or higher.
Cons
- Standard seats run on rolling five-hour usage windows. On OpenAI's community forum, paying users complain about being cut off mid-workday and about Codex allowances running out after a few turns.
- SCIM provisioning, custom data retention, data residency and the Compliance API are reserved for Enterprise.
- OpenAI API usage is not included and is billed separately.
- Removing a member does not reduce the bill. A seat reduction has to be scheduled and takes effect at the next billing cycle.
- New workspaces are capped at 200 paid seats.
- OpenAI's documentation is inconsistent on whether Business admins can view member conversations, which complicates internal privacy policies.
Krater
Pros
- One credit pool covers roughly 360 chat models, about 80 image models and about 80 video models, so users can drop several separate AI subscriptions.
- The cost of each action is shown before it runs, and annual billing costs ten times the monthly price, about two months free.
- The API is OpenAI-compatible, so existing OpenAI SDK code works after changing the base URL, and the API uses the same credits as the web app.
- The agent and scheduled Tasks can act inside connected apps such as Gmail, Slack, Notion and GitHub, not only chat.
- Data is hosted in the EU on Supabase in Ireland, with a GDPR DPA and a stated policy of no training on customer prompts or files.
Cons
- There is no free plan or trial, so buyers must pay at least $20 before testing.
- Trustpilot reviewers report credits lost to failed tasks, rising credit costs per task, and refund or cancellation disputes.
- AppSumo lifetime-deal buyers report that their deals were not honored after the 2026 relaunch, and some say support did not respond.
- There is no SOC 2, ISO 27001 or HIPAA certification, which limits use in regulated or enterprise procurement.
- API access and credit top-ups need the $49 Ultra plan or higher, and team workspaces need the $119 Max plan.
- Unused credits do not roll over from month to month.
Not sold on either?
Frequently Asked Questions
ChatGPT Business scores higher on our AI Software criteria: 7.1/10 against 6.1/10 for Krater. The largest gap is in Security: 7/10 for ChatGPT Business and 4/10 for Krater.
Krater costs less for 10 users: about $20/mo on its Pro plan, against about $250/mo on its Business Standard plan for ChatGPT Business, billed monthly.
No, neither ChatGPT Business nor Krater lists a free plan.
ChatGPT Business is the better fit for marketing teams: we rate it 8/10 for them, against 6/10 for Krater.
