Bokio vs Revolut Business: Complete Comparison (2026)
An in-depth comparison of Bokio and Revolut Business to help you choose the right tool for your business.
Last updated: November 2026
Bokio
5.6/10
Swedish cloud accounting service for sole traders and small limited companies, covering bookkeeping, invoicing, payroll, VAT reporting and an integrated business account.
Revolut Business
6.4/10
Revolut Business is a multi-currency business account. It includes team cards, invoicing and payment links, an optional expenses add-on and accounting integrations, and serves UK, EEA and US companies.
Feature-by-Feature Comparison
| Feature | | |
|---|---|---|
| Scores | ||
| Overall Rating | 5.6/10 | 6.4/10 |
| Analytics | 4/10 | 5/10 |
| Compliance | 7/10 | 6/10 |
| Cost | 5/10 | 6/10 |
| Customization | 4/10 | 6/10 |
| Ease of Use | 8/10 | 8/10 |
| Integration | 5/10 | 7/10 |
| Scalability | 3/10 | 7/10 |
| Security | 6/10 | 7/10 |
| Support | 5/10 | 4/10 |
| Pricing | ||
| Free plan | No | No |
| Cheapest paid plan | SEK 319/mo Basic | £10/mo Basic |
| Estimated cost for 10 users | SEK 319/mo Basic | £10/mo Basic |
| Features | ||
| General Ledger | ||
| Expense Management | ||
| Invoicing | ||
| Accountant Access | Not listed | |
| Accounts Payable | Not listed | |
| Bank Reconciliation | Not listed | |
| Corporate Cards | Not listed | |
| Financial Reporting | Not listed | |
| Multi-currency | Not listed | |
| Online Payments | Not listed | |
| Payroll | Not listed | |
| Tax Compliance | Not listed | |
Bokio vs Revolut Business cost by team size
| Team size | Bokio | Revolut Business |
|---|---|---|
| 1 user | SEK 319/moBasic | £10/moBasic |
| 5 users | SEK 319/moBasic | £10/moBasic |
| 10 users | SEK 319/moBasic | £10/moBasic |
| 25 users | SEK 319/moBasic | £10/moBasic |
| 50 users | SEK 319/moBasic | £10/moBasic |
The plan that fits each team size, billed monthly, before add-ons and usage charges. Each cost opens that tool's pricing calculator for the team size.
Which One Should You Choose?
Why choose Bokio
- Higher Compliance score (7/10 vs 6/10)
- Higher Support score (5/10 vs 4/10)
- Better fit for freelancers (8/10 vs 4/10)
- Includes General Ledger, which Revolut Business lacks
Why choose Revolut Business
- Higher Scalability score (7/10 vs 3/10)
- Higher Customization score (6/10 vs 4/10)
Pros & Cons
Bokio
Pros
- Bank connection suggests entries and matches incoming payments automatically, which cuts manual bookkeeping for small firms.
- VAT is calculated from the books and the VAT report is generated for Skatteverket, with a choice of monthly, quarterly, or yearly periods.
- Accounting consultants invited via Bokio Byrå count as free users.
- A forum user reports a smooth connection to årsredovisningonline for annual reports.
- Bookkeeping, invoicing, payroll, and a business account with a card come from a single vendor.
Cons
- The free plan was removed in September 2023 at short notice, which angered long-time users.
- Users and a Capterra reviewer call it expensive, at roughly 500 SEK per month with two employees.
- Many functions are paid extras, including extra users, Swish, e-invoices, advanced payroll, and the annual report.
- A forum user reports, secondhand and unverified, that payroll reporting cannot handle parental leave or VAB.
- It is focused on Sweden and suits only small businesses.
Revolut Business
Pros
- The monthly FX allowance at the interbank rate (up to 60,000 pounds on Scale) and more than 25 currency sub-accounts suit firms that pay suppliers abroad.
- Every plan includes card controls, and each team member can have up to 50 virtual cards.
- Xero, QuickBooks, Sage and FreeAgent connect on every plan, and more than 45 accounting tools are listed.
- From Grow up there is a Business API and bulk payments for automating payouts.
- In-app chat support is available 24/7 on all plans.
Cons
- There is no phone support, and a dedicated account manager is only offered on Enterprise.
- Charges add up past the allowances: 0.6% on FX overage, 1% outside market hours and 2% on cash withdrawals.
- There are no cash or cheque deposits, overdrafts, or inbound Direct Debits.
- Some users report accounts being frozen or restricted during compliance reviews.
- Expenses and Payroll cost extra per user on top of the plan fee.
Not sold on either?
Frequently Asked Questions
Revolut Business scores higher on our Finance Software criteria: 6.4/10 against 5.6/10 for Bokio. The largest gap is in Scalability: 3/10 for Bokio and 7/10 for Revolut Business.
No, neither Bokio nor Revolut Business lists a free plan.
Bokio is the better fit for freelancers: we rate it 8/10 for them, against 4/10 for Revolut Business.
Bokio has General Ledger, which Revolut Business lacks.
